3633435 2634204 PRIV

FACTS	WHAT DOES CENTRAL BANK OF GEORGIA DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number • Account balances • Payment history	• Credit history • Account transactions • Checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Central Bank of Georgia chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES CENTRAL BANK OF GEORGIA DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number
• Account balances
• Payment history

• Credit history
• Account transactions
• Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Central Bank of Georgia chooses to share; and whether you can limit this sharing.



What We Do
How does Central Bank of Georgia protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Central Bank of Georgia collect my personal information?	We collect your personal information, for example, when you
	• Open an account • Apply for a loan • Use your credit or debit card	• Make deposits or withdrawals from your account • Pay us by check
	We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes - information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. • Central Bank of Georgia has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. • Central Bank of Georgia does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Central Bank of Georgia doesn't jointly market.

Reasons we can share your personal information		Does Central Bank of Georgia share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		Yes	No
For our marketing purposes - to offer our products and services to you		No	N/A
For joint marketing with other financial companies		No	N/A
For our affiliates' everyday business purposes - information about your transactions and experiences		No	N/A
For our affiliates' everyday business purposes - information about your creditworthiness		No	N/A
For nonaffiliates to market to you		No	N/A
Questions?	Call 229-937-2507 or go to www.centralbankga.com

Privacy Model Disclosure VMP® Bankers Systems™ Wolters Kluwer Financial Services © 2010		PRIV-MODEL 8/1/2010
2010.3/2615 2634125-010 Custom


	Rev. 12/2010